The Path to Purchase

Have you ever purchased a home before?  If you have you know what I’m talking about, and if you haven’t it can be the most stressful, uneasy, overwhelming 30+ days you ever experience.  My job and what we do here at Parker Mortgage is exactly opposite.  Purchasing a new home for yourself or as an investment should be one of the most exciting, rewarding, and happiest times you ever go through.  It’s a goal and achievement every person has, whether it’s your 1st home or your retirement home or anything in between.  It’s starting a family, it’s downsizing because your children are now adults, it’s investing in your future and diversifying your assets, IT’S THE AMERICAN DREAM!

We have processes in place to expedite the purchasing process, we will have your loan fully underwritten before you ever make an offer on a house.  We will meet in person to go through all of your loan disclosures and make sure you fully understand what you’re signing and how the loan is structured. Most importantly I will be by your side at the closing table when signing your final documents.  How so many loan officers don’t show up at their closings absolutely baffles me.

The Right Product for the Right Situation

Parker Mortgage offers a wide variety of loan products for various credit scores and down payments.  I will provide you multiple options based on your specific goals for your home and future.  My job is to inform you on how each loan works, explain the benefits or downside to that specific loan and show you what your loan will look like in 5, 10 & 20 years. We will talk through it and you choose what loan you feel works best for you and your family, not me.

Have you ever felt pressured into a loan? Or felt like a loan officer was trying to sell you something?  That’s not how a mortgage should ever work and that’s not how we treat our clients at Parker Mortgage.

Call me today and let me earn your trust & respect and show you what a difference I know I can make!

Consent to Electronic
Documentation

Disclosures

You will receive, acknowledge, and return a disclosure package which explains your loan product and costs.

Processing

We’ll need your help collecting documentation such as Pay Stubs, Bank Statements, W-2s, and Employment history so we can have your loan underwritten quickly and prevent any last minute rushing and stress.

Underwriting

Since we hire only the best, you can be sure we will treat your file with love and attentive care throughout this very important part of your transaction. We will satisfy any remaining
conditions to your final approval as quickly as possible to get you to the closing table.

Acknowledge Your Closing Disclosure

This outlines the final terms of the loan.

Celebrate

Congratulations on a successful transaction. Your loan is funded. Here’s to our new and lasting partnership!

process-image

Application

We’ll talk about your needs up front and gather as much information as possible to get a head start on your refinance or purchase. The more information we have from our Needs List, the

Appraisal

Here, we work with a professional team of local appraisers to have a good look at the value of your investment, your home.

Clear to Close

Time for a happy dance. We are now ready to get you to the closing table by preparing your final loan documents. Thanks to our awesome teamwork, you will have a smooth and exciting closing experience.

Picture

Application

We’ll talk about your needs up front and gather as much information as possible to get a head start on your refinance or purchase. The more information we have from our Needs List, the Appraisal

Movie

Consent to Electronic
Documentation

Picture

Disclosures

You will receive, acknowledge, and return a disclosure package which explains your loan product and costs.

Location

Appraisal

Here, we work with a professional team of local appraisers to have a good look at the value of your investment, your home.

Location

Processing

We’ll need your help collecting documentation such as Pay Stubs, Bank Statements, W-2s, and Employment history so we can have your loan underwritten quickly and prevent any last minute rushing and stress.

Movie

Underwriting

Since we hire only the best, you can be sure we will treat your file with love and attentive care throughout this very important part of your transaction.We will satisfy any remaining conditions to your final approval as quickly as possible to get you to the closing table.

Movie

Acknowledge Your Closing Disclosure

This outlines the final terms of the loan.

Movie

Celebrate

Congratulations on a successful transaction. Your loan is funded. Here’s to our new and lasting partnership!

When You’re Happy, We’re Happy.

Ready to take the next step?

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